This SIP calculator estimates how much a fixed monthly investment could grow to over time. It is useful for mutual fund SIPs in India and for planning any regular monthly investment in Bangladesh or elsewhere.
SIP formula
FV = P × [(1 + i)n − 1] ÷ i × (1 + i)
P is the monthly investment, i is the monthly rate of return (annual rate ÷ 12 ÷ 100) and n is the number of months. The calculator assumes you invest at the start of each month and returns compound monthly.
Example
Investing 5,000 a month for 10 years at an expected 12% a year means 6,00,000 invested and an estimated maturity value of about 11,61,695.
What is a step-up SIP?
A step-up SIP raises your monthly investment by a fixed percentage every year, usually as your income grows. Even a 10% yearly step-up can make a large difference over a long period — try it in the optional field above.
Frequently asked questions
Are SIP returns guaranteed?
No. Returns from mutual funds and other market-linked investments go up and down, and you can lose money. This calculator only projects the rate you enter.
How is a SIP different from a DPS or RD?
A DPS or RD pays a fixed interest rate set by the bank and carries low risk. A SIP is usually market-linked, with higher risk and higher potential returns. For fixed-rate savings, use the DPS / RD Calculator.
Disclaimer: results are estimates for guidance only and are not investment advice.