This government pension calculator for Bangladesh estimates the monthly net pension and the one-time gratuity (anutoshik) a government employee can expect at retirement. Enter your last basic pay and total length of service.
How the pension is calculated
- Gross pension = last basic pay × pension rate. The rate is 90% for 25 or more years of service.
- Monthly net pension = 50% of the gross pension (assuming the mandatory surrender of the other 50%).
- Gratuity = net pension × the rate per taka: Tk 265 for 5 to under 10 years of service, Tk 260 for 10 to under 15 years, Tk 245 for 15 to under 20 years, and Tk 230 for 20 years or more.
News reports on the September 2026 pension notification under the 9th national pay scale say these gratuity rates were kept unchanged.
Service under 25 years: the pension rate falls step by step with shorter service. We could not reliably verify the rate for every year of service, so the calculator does not fill it in automatically — look up the rate for your length of service in the official gazette or ask your accounts office, then enter it above.
Example
With a last basic pay of Tk 50,000 and 25 years of service, the gross pension is Tk 45,000, the monthly net pension is Tk 22,500 and the gratuity is 22,500 × 230 = Tk 51,75,000.
Frequently asked questions
Are medical and festival allowances included?
No. Medical allowance, festival allowances and the Bangla New Year allowance are paid on top of the net pension, and their rates change over time, so they are left out of this estimate.
Is this the final amount?
No, it is an estimate. Pension rules, pay scales and notifications can change, and the final figure is set by the relevant accounts office.
Disclaimer: this is an estimate; the official accounts office calculation is final.